Reasons to order an appraisal

To many, an appraisal just looks like one more thing on the break-sheet for a mortgage or refinance. Almost all lenders still call for a local expert because the stakes are very high, even though there are a growing number of automated home valuation systems that may appear to be more prudent than an appraisal. But is securing a mortgage the only basis for getting an appraisal? Are there additional cases when the services of a licensed, independent real estate professional might come in handy? Absolutely.


	For real estate appraisals in New Haven and Fairfield counties, it's easiest when your order online from Enterprise Appraisals, LLC, just click here.

Let Enterprise Appraisals, LLC assist you in lowering your mortgage payment

When the amount being loaned to the homeowner is more than 80% of the actual value of the real estate, many lenders ask home buyers to take out an supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. Seeing that additional payment is usually bundled into the monthly mortgage payment, it is often forgotten. This is unfavorable because PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.

Enterprise Appraisals, LLC will give you a statement regarding the value of your home, and the price you paid for the home valuation can often be recovered in little time because you'll no longer be paying the PMI.

Accurate and fair estate liquidation with Enterprise Appraisals, LLC

Losing a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the real estate involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to take care of these matters. And since a home or other property often makes up an unequal share of the total estate value, knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Enterprise Appraisals, LLC can assist you in relocating

We are familiar with the headaches associated with an employee relocation. That's why we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive features of their property, along with information regarding any current sales or listings in their area that they want considered during our thorough process.

Let Enterprise Appraisals, LLC help you sell your home quickly at the right price

A professional appraisal will help you make a better educated decision when determining your selling price, whether you want to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees are derived from our efforts to perform the appraisal report and not a percentage of the sales price.

On a daily basis, we analyze the difference in value items like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long homes are on the market. So, obtaining a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.